Revolut Plans Strategic Bank Acquisitions in U.S. and Middle East to Accelerate Global Expansion

Revolut is advancing negotiations to secure new funding at a $65 billion valuation, earmarked for aggressive international growth. The digital banking giant aims to bypass regulatory hurdles by acquiring nationally chartered banks in the U.S. and establishing Middle Eastern footholds through targeted purchases.

In America, Revolut seeks to fast-track lending and deposit services by obtaining an existing bank charter—a move that WOULD circumvent the multi-year licensing process. This strategy aligns with anticipated deregulatory tailwinds under the current administration. The platform already serves millions of U.S. customers with limited offerings.

Parallel efforts focus on the Middle East, where Revolut plans to replicate its acquisition-driven approach. Operations in Saudi Arabia provide a springboard for regional expansion, though specific target institutions remain undisclosed.